Retired Delta Pilot's Page
What do I have (or don’t have) page?
While flying, when something went wrong one of the first questions that went through our mind in the cockpit was....what have I lost and what do I have?
Okay, in the retired world, things have changed and will continue to change. You can bet on that. Now, (as related to my old DAL job) bottom line, what have I lost and what do I have?
Realizing that a "hub" page for all of our remaining benefits is somewhat of a moving target, I wish to create a useful page that fills the bill.
This is a comprehensive page for living Retired Delta Pilots
Contact:
- Call Delta ESC 1-800-MYDELTA (1-800-693-3582)
Retired Insurance --Health:
- Under age 60- (you do not have a company sponsored group plan)
- HCTC for eligible pilots between ages 55-65:
IRS HCTC home page HCTC Customer Contact 1-866-628-4282
Retired Insurance --Survivor Benefits: (Review your life insurance needs while keeping the following in mind)
- Delta Pilots Disability & Survivorship Plan (Trust Fund) (Yes, "Your surviving spouse and eligible family members will receive survivor annuity benefits, up to a total of 25%-35% of your final average earnings (from the Delta Pilots D & S Trust) Sample Survivor Benefit Calculation available from ESC (if you are persistent) for a specific retiree. This gives you an idea of how D&S survivor benefit is calculated.
WHAT DO WE HAVE? - D & S Trust assembled document: Click Here
- DPMA? (None. Any and all benefits terminate upon your retirement)
- Delta paid life insurance? Your designated beneficiary will receive life insurance proceeds paid from a Basic LI policy DAL holds on employees and retirees.(amount is $50,000 if you die in first year after retirement, declining $10,000/year to minimum of $10,000)."
- Independently owned life insurance (Click here and ask for a quote)
Disability
- LOA 51 and how it affects disability.
Retirement Income:
- Monthly Qualified Annuity (Problems or changes contact PBGC 1-800-400-7242)
- Distributed “claim” for Non-Qualified ( 2 part claim distribution-then done!)
- Distributed "claim" for lost medical benefits (negotiated by the Pilot 1114 comm)
- Continued “qualified” benefits now paid by PBGC
- SS offset of your pension annuity Your Delta benefits will be reduced on the earlier of the date you begin receiving Social Security retirement benefits, or required Social Security retirement age.
• DAL Seniority Date before 02/09/82: monthly reduction is $117 at 65; $94 at 62.
• Seniority Date after 02/09/82 monthly reductions: age 62 - $259 age 64 - $302, age 63 -
• Social Security reduction is prorated if DAL service is under 25 years and due to Frozen
- Stark article on Claims 3-27-07
Travel:
ALPA:
- ALPA insurance or any other benefit – none
- Latest ALPA contractual bulletins effecting retirees
Official web sites for my access as a retiree:
- PBGC PBGC at 1-800-400-7242
- Delta ExtraNet (Retiree limited access to Travel Net, ESS, Flight Ops and more)
- DALRC (Delta Air Lines Retirement Committee)
Helpful web sites for Delta Pilot Retirees:
- PCN Pilot Communicaton Net
Camaraderie:
Email lists and email rings to subscribe to:
Forums:
NEWS:
Please report broken links to webmaster.
RSP is a not for profit web service for our retired airline pilot community.
